Despite a slight increase in value, the current loss ratio is below the high values from November 2022, December 2022, and January 2023. This indicates that the cyber risk problem has remained in an improved state since the winter of 2022-2023. The most recent increase in loss ratio is related to an increase in threat activity and an increase in macroeconomic cyber risk conditions that are causing an increase in incident probability and an increase in incident severity.
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